What Kind of Insurance Does my Salon & Spa Need

Insurance is peace of mind. Things happen and having the right types of insurance for your salon & spa will protect you, your employees and customers against liability, accidents, and damage. There are many things that can go wrong in a salon & spa and it’s important to protect against potential losses and lawsuits.

Complete Guide: How To Open a Salon & Spa

Determining which types of insurance are mandatory and cost-effective can be daunting. Typically a salon & spa needs a General Liability Insurance, Commercial Property Insurance, Professional Liability Insurance, and Workers Compensation Insurance.

Some insurance companies offer something called Business Owner Policy which is a combination of insurance policies that are needed for business owners which is a more cost effective option. 

When it comes to choosing insurance, cost is always a factor but choosing the cheapest hair and beauty salon & spa insurance may not cover everything you need it to. Make sure you’re selecting the right coverages and limits to match your needs and fully protect your business.

Get a few quotes from trusted companies and make sure you’re selecting the right coverages and limits to match your needs and fully protect your business. Below are a few options to start.

HISCOX
Professional Beauty Association
The Hartford
CyberPolicy
Allstate

*Please note that we are not legal experts or insurance agents.

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